Call us: 217.854.2200


As a renter, you have special insurance needs that are not served with a traditional homeowners policy. We can provide you with insurance protection for your furniture, appliances, clothing and other personal possessions. Don't forget about your personal liability.

Renters Insurance not only covers your personal belongings. Here is what it does cover:

Personal Property Protection

You have a lot of money invested in your personal property, and it is worth protecting. This protection covers loss or damage to your belongings.

Personal Liability Protection

This coverage provides legal protection and representation in case someone gets hurt as a guest in your home.

Medical Payments Protection

This coverage provides protection from medical loss if a guest gets injured in your home.

Scheduled Personal Property

Renters insurance doesn't extend coverage to all high-ticket items like jewelry and some electronics. This allows you to purchase additional coverage for these specific types of items. Your agent can discuss with you to determine if your high-ticket items need additional scheduled property coverage.

Additional Living Expenses

This coverage will reimburse you for temporary housing if your rental property becomes uninhabitable.

Call us: 217-854-8616

Agents Available to Help


Gina Henrichs

Real Estate Broker

Call us: 217.556.7341

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Becca Drummond

Real Estate Broker/Insurance Producer

Call us: 217.854.2200 (office) 217.825.5489 (cell)

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Gretchen Killam

Real Estate Designated Managing Broker/Insurance Producer

Call us: 217.854.2200 (office) 217.473.8656 (cell)

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Small Town

We provide many types of insurance. As independent insurance professionals we can help you find the coverage that best suits your particular needs and provide you with the greatest value. Advantages vary from company to company, and some require the purchase of certain coverage. We will review your options with you to find the company and coverage that are right for you.

Auto → Toys (Boat, Motorcycle, ATV, Golf Cart) → Commercial → Homeowners → Life → Renters → Farm Owners → Personal Umbrella → Health →

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Statements on this web site as to insurance policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Rates are not final until all reports are ran and approved/rated by the company. Please contact our office at 217-854-2200 or 217-854-8616 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.