Call us: 217.854.2200

Toys (Boat, Motorcycle, ATV, Golf Cart)

Everyone loves their toys. We offer policies for a wide variety of boats, motorcycles, ATV's, and golf carts, and will recommend the protection that is right for you.

If you own a toy, you know how important it is to have coverage so you can be protected while enjoying it. We offer insurance that will not only cover your toy, but it will cover you and passengers in case of an accident or a weather occurrence.

There are 4 components to most Boat, Motorcycle, ATV and Golf Cart policies.

Bodily Injury/Property Damage - pays for damages your toy may cause to property and injuries to riders and passengers.

Comprehensive & Collision - pays for repairs if your toy is stolen or damaged by an accident, vandalism or weather. (You choose your deductible amount.)

Uninsured/Underinsured - pays for injuries you may sustain if someone hits your toy and they don't have insurance. (Does not apply to golf cart policies.)

Medical Payments - pays for medical bills for you or your passengers if you are in an accident and get hurt. (Does not apply to golf cart policies.)

Call us and we will be happy to assist you in explaining all of the coverages available for your toy and if there are any discounts available.

Call Us: 217-854-8616

Agents Available to Help


Gina Henrichs

Real Estate Broker

Call us: 217.556.7341

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Becca Drummond

Real Estate Broker/Insurance Producer

Call us: 217.854.2200 (office) 217.825.5489 (cell)

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Gretchen Killam

Real Estate Designated Managing Broker/Insurance Producer

Call us: 217.854.2200 (office) 217.473.8656 (cell)

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Small Town

We provide many types of insurance. As independent insurance professionals we can help you find the coverage that best suits your particular needs and provide you with the greatest value. Advantages vary from company to company, and some require the purchase of certain coverage. We will review your options with you to find the company and coverage that are right for you.

Auto → Toys (Boat, Motorcycle, ATV, Golf Cart) → Commercial → Homeowners → Life → Renters → Farm Owners → Personal Umbrella → Health →

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Statements on this web site as to insurance policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Rates are not final until all reports are ran and approved/rated by the company. Please contact our office at 217-854-2200 or 217-854-8616 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.